Pennyjar privacy policy

What stays on your device

• Goals — goal and jar names, targets, symbols, colors and plans, and every deposit and withdrawal with its date and note.
• Challenges — the 52 week and 100 envelope challenges you start, their amounts and start dates, and which weeks or envelopes you marked as saved.
• Cushion — the numbers you type in (what you have set aside, a typical month of income, needs and wants, and your debts with their balances, rates and payments) and the history of your runway.
• Settings — your reminders and the cushion target you chose.

All of it is kept in the app's own storage on the device. Pennyjar does not sync it to any server or to iCloud. The app and its widget extension share that storage through an App Group on the same device. Like all app data, it is part of your device's own backup if you back the device up.

Reminders

Reminders are local notifications: Pennyjar schedules them with iOS on the device and sets them again each time you open it. There are three kinds: a goal's reminder on its deposit days, a challenge's weekly reminder and one monthly reminder to update your Cushion numbers. Nothing is sent to a push server. Pennyjar asks for permission to notify you only when you turn a reminder on. Like any notification, a reminder can appear on your Lock Screen depending on your iOS notification settings.

Files you export

With Pennyjar Pro you can export a CSV file of every goal deposit and withdrawal, and of every challenge deposit. Pennyjar creates the file on the device and hands it to the iOS share sheet. The file leaves your device only if you share it; where it goes next — Files, Mail, another app — is your choice.

Purchases and RevenueCat

Pennyjar Pro is a one-time in-app purchase, not a subscription, processed by Apple. One purchase unlocks all three parts of the app. Pennyjar uses RevenueCat to confirm the purchase and to restore it on your other devices. For that, RevenueCat receives App Store purchase information and an anonymous, randomly generated app user ID, along with the technical details that its software sends with a request — for example the app and iOS versions, the model of your device, your language and region settings, the country of your App Store account, a vendor identifier that Apple assigns to this developer's apps on your device, and your IP address. RevenueCat does not receive your name, your email or anything you entered in Pennyjar — goal names, amounts, notes or Cushion numbers. Pennyjar does not use any of it for advertising or tracking; how RevenueCat handles the data it receives is set out in its privacy policy. Apple handles payment; Pennyjar never sees your payment details.

What Pennyjar does not do

• No account, sign-in or registration.
• No advertising and no advertising identifiers.
• No tracking across apps or websites.
• No bank connection: it never reads or moves money.
• No location, contacts, camera, microphone, photos or health data.

The one permission Pennyjar asks for is notifications, and only when you turn a reminder on.

Deleting your data

Delete a goal in the app and the goal and its history are removed. Delete the app to remove everything it stored on the device. Copies in your own device backups stay until you delete those backups.

Children

Pennyjar collects nothing beyond what is described above for anyone, including children.

Contact

Questions about this policy: filyaevilya21@gmail.com. If this policy changes, the new version will be published on this page with a new review date.